Want to make money sitting at home? check out these great websites

Whether you’re between jobs, bootstrapping your business, working remotely, freelancing, or even staying home with your baby, there’s almost always a need for some extra cash. Depending on your skills, you can choose one of the following websites and start selling your services immediately, regardless of your location. A computer, Internet connection, and a few hours of your time is all it takes.

Without any doubt, there is at least one thing you know better than people around you. Why not turn it into money, now?

ADVICE & KNOWLEDGE

Savvy — Teach online using video chat and get paid automatically.

Coach.me — Become a digital coach and turn your expertise into extra income.

Clarity — Set your per-minute call rate and share your advice with aspiring entrepreneurs and startups.

Curious — Start creating your online lessons and make money via fees, referrals, and tips.

Skillshare — Design your class and earn revenue based on royalties.

Udemy — Create your own online course and teach anything you like.

SMALL TASKS

Spare5 — Use your spare time to complete quick tasks using your web browser or mobile app, and get paid via PayPal.

Mechanical Turk — Make money by working on simple tasks that require human intelligence.

TaskRabbit — Find simple jobs — both physical (mostly the USA) and virtual ones — choose your rate and schedule.

Supahands — Earn extra money as a virtual personal assistant.

CODE & DESIGN

Crew — Gain access to high quality, handpicked, paid projects to work on.

Toptal — Apply to join an exclusive network of top freelance developers and designers.

Simplilearn — Teach programming, big data, analytics, and digital marketing.

Envato Studio — Apply to join a handpicked community of freelance designers and developers.

Codementor — Set your own rate and help fellow developers.

Envato Tuts+ — Teach code, design, illustration, photography, or web design.

YouWorkForThem — Sell your fonts & stock art designs.

99Designers — Browse open contests, submit your design proposals, win, and make money.

48hourslogo — Check various design contests and connect with business owners needing a new logo, a website, or print materials.

PHOTO & VIDEO

Stockimo — Upload your iPhone photos and turn them into cash.

Lobster — Whether you’re an amateur photographer or a professional, you can sell your social media content here.

Fotolia — Submit your photos and sell across all Adobe platforms.

Bigstock — Sell your images and illustrations.

500px — Join a community of over 5 million photographers and start selling your photos.

Snapwire — Earn money with your photos.

ImageBrief — Set up your portfolio and sell your work.

123RF — Sell your original photos, vector illustrations, or video footage.

Alamy — Sell stock images, vectors and footage.

FreeDigitalPhotos — Sell your images and digital illustrations.

iStock — Sell stock photos, illustrations, video, and audio.

Shutterstock — Sell royalty-free images, footage, vectors and illustrations.

VideoBlocks — Sell your stock video content.

Dissolve — Submit your video clips and start earning.

Pivotshare — Start your channel, upload your videos, and make recurring monthly revenue.

WRITING

Scripted — Choose your areas of interest, write on your own schedule, and receive regular payments.

Textbroker — Get access to thousands of projects to turn your writing skills into cash.

TextMaster — Work from anywhere and create articles, websites, and more.

GENERAL

We Work Remotely — Find jobs that aren’t restricted by a particular geographic location.

Remote OK — Find a job you can do anywhere.

Upwork — Browse freelance opportunities for all types of professionals.

Fiverr — Set your price starting at $5 and sell your gigs in 100+ categories.

Freelancer — Browse jobs matching your skills and apply for work.

PeoplePerHour — Sell your services in design, content, sales, marketing, audio, video, and others.

Guru — Search thousands of jobs in numerous categories.

Nabbesh — Find clients among the top businesses in the MENA region.

Work From Anywhere: 25 Cool Apps for Digital Nomads, Corporate Escapists, and Loony Adventurers

In the past 3 years, I have already run my business from Lebanon, Indonesia, Morocco, Iran, Kenya, and South Africa. Always on the hunt after a stable Wi-Fi connection, but free of fixed working hours.

My office can be my bed as well as my favorite local coffee shop. My only tools are a laptop, a smartphone, and a pair of headphones to isolate myself from the noises of the outer world. Needless to say, I’m 100% dependent on technology to be able to work from anywhere the word.

Technology sometimes fails me. There’s no Internet. My computer freezes up. The phone is dead.

But most of the time, it is technology what makes it possible to keep my dream of time and location freedom alive. Both quality hardware and handy software. That’s why I’ve selected a list of really useful apps that will help you stay connected, productive, and above all relaxed.

DOCUMENTS

1. Docady

Snap a photo of all the important documents you don’t want to carry around. The app will help you arrange the paperwork into relevant categories and safely store everything you might need on your travels.

2. PandaDoc

There’s no need to send your proposals or contracts via snail mail. You can easily create, share, and sign documents with legally binding electronic signature software.

3. Docracy

There’s also no rush to look for a lawyer every time you need a simple contract. Use this amazing open database of legal documents instead.

SECURITY

4. CrashPlan

Protect your data and back up all your valuable files (music, photos, documents) to an external drive or cloud. You can access them from anywhere, at any time.

5. Hola

In some countries, your popular websites (e.g. Facebook, Twitter, YouTube…) may be blocked. For such cases, it’s good to have a solid VPN installed before you cross the borders, so you can browse the Internet without censorship.

PRODUCTIVITY

6. Sunrise

Plan your days with a calendar that connects to your favorite apps, including Facebook, Evernote, or Trello.

7. Trello

Keep track of your daily tasks and collaborate with your team on any project with this free and simple board-like app. No more endless email threads or missed deadlines.

8. Wunderlist

Organize your to-dos, set due dates, and reminders. You can also share your lists with other people and possibly assign the tasks to someone else.

9. Solo

If you work as a freelancer, most project management apps probably don’t address your specific needs. Solo will not only help you get stuff done, it will also assist with monitoring your performance, tracking your time and expenses, generating invoices, or managing clients.

10. WudaTime

Easily track the time you spend on individual tasks with the help of this free browser-based tool.

11. Gorgias

Save some minutes every time you send an email. This app will help you create nifty templates and shortcuts so you fly through your inbox super fast.

DISCIPLINE

12. Momentum

Self-discipline is the main challenge when being your own boss. This app will help you create new habits, track your daily progress, and achieve your goals.

13. Freedom

Block distracting websites and apps to skyrocket your productivity.

COMMUNICATION

14. ClearChat

Stay connected with your remote coworkers via an encrypted team chat app. Your conversations and files will be read only by the intended recipients.

15. Talky

Those who prefer to speak face-to-face can complement chatting with team video calls. No downloads, signup, or payment required.

PEOPLE

16. Clarity

Schedule a call with an experienced entrepreneur and get expert advice on your business no matter where in the world you are.

17. Meetup

Meet new people at events organized by local communities all over the globe.

18. Idealist

If you wish to combine work, travel, and making the world a better place, check one of many volunteer opportunities here.

TRAVEL

19. Entrain

Those who often suffer from jet lags will make good use of this free app. It will tell you when to seek dark or light to adjust faster to new time zones.

20. PackPoint

This smart packing list app will check the weather, note the length of your stay, and consider the purpose of your trip, so you don’t forget anything important.

AND MORE

21. Dollarbird

Control your budget on your smartphone. See how much you’ve spent, plan your future expenditures, and observe your spending habits.

22. Silvrback

Don’t waste your time setting up a new website. Capture your adventures in a lean, distraction-free blog.

23. Canva

Presentations, infographics, blog post images, business cards, web banners, posters, invitations… any design related stuff is a piece of cake even for non-designers with this free, drag-and-drop app.

24. CodersClan

Get your smaller coding tasks done by professional coders in no time.

25. SuperTasker

Do you need to fix your WordPress site, create a new logo, or write a press release? All sorts of digital tasks can be delivered within hours through this website.

Black Money: India will have to wait till 2018 for info from Swiss govt

In its fight against black money menace, India will have to wait till 2018 for Switzerland to provide bank account details of Indians under the 'automatic information exchange' framework.

Under a global framework, more than 40 jurisdictions including India had agreed to become 'early adopters' of an 'automatic exchange of information' mechanism prepared by global body OECD to help each other in fighting the tax evasion and frauds.

"This so-called early adopters group plans to collect data from 2016 and exchange information for the first time in September 2017," according to a new report by the Swiss government. However, Switzerland would see its 'first exchange' under this framework taking place in the year 2018. As per the report, as many as 58 countries would see their 'first exchange' taking place in 2017, followed by another 35 in the year 2018. While India is part of the 'First Exchange 2017' group, it will have to wait till 2018 for 'automatic exchange of information' with Switzerland because of the Alpine nation being in the second grouping. The details that would be shared include account number, name, address and date of birth, tax identification number, interest and dividends, receipts from certain insurance policies, credit balances on accounts, as also proceeds from the sale of financial assets.

Explaining the exchange process, the report said: If a taxpayer in a Country A has a bank account in Country B, the bank would disclose financial account data to authorities in the Country B, which would automatically forward the details to authorities in Country A to help them examine the data. Once in place, the mechanism would help the Indian authorities to have a strong ground while seeking to bring back and tax the funds stashed overseas by its citizens. To curb illicit fund flows and to tax unaccounted wealth stashed abroad, India has stepped up its efforts, including re-negotiating tax treaties with various countries. India expects automatic exchange to help curb this menace.

Many countries worldwide are taking steps to address the menace of illicit funds being stashed away in tax havens. On ways to prevent black money menace in the future, Finance Minister Arun Jaitley has also said that the world is moving towards automatic exchange of information. After meeting his Swiss counterpart Eveline Widmer-Schlumpf in Davos last month, Jaitley said the bilateral agreements with regard to automatic exchange of tax information with various countries, including Switzerland, would be "the long term solution to check this menace."

As it steps up measures to bring back black money stashed overseas, current law allows the government to re-open tax assessment for cases as old as 16 years. With respect to taxing the unaccounted money overseas, experts said the challenge for the Indian tax authorities would be in building a strong case. Experts opined that the time limit of 16 years provides adequate time to the tax authorities to bring to tax income in relation to assets located outside the country. Grant Thornton Advisory Pvt Ltd's Director Pallavi Bakhru said that first tax authorities would have to build a case that the money lying in off-shore bank accounts in unaccounted and tax liability on such income has escaped assessment.

"This exercise, would need to be completed for tax authorities to form an opinion that certain income has escaped assessment, which would be needed to issue a notice for re-assessment," she said. KPMG in India's Partner (Tax) Vikas Vasal said the challenge in case of overseas income or assets situated outside India is in getting necessary information and also to collaborate it with sufficient evidence for having a strong case. "Therefore, the relevant provisions in the treaty or the specific information exchange agreements play an important role in this context.

"In general, roving enquiries are not permitted and information has to be sought for a particular case or a transaction from the overseas authorities," he noted. About loopholes in existing tax law regime that may hurt efforts to recover untaxed money, Bakhru said there is a lack of structured mechanism to recover taxes from foreign assets of non-resident taxpayers. Besides, litigation options are available to taxpayers challenging the tax assessment and consequent tax demands can come in way of government's effort to recover taxes from unaccounted money, Bakhru added. After last week's fresh 'HSBC List' expose, wherein names of 1,195 Indians have been disclosed, the government said that it has taken "vigorous and pro-active measures to expedite investigations in the cases of Indians holding undisclosed foreign accounts/assets abroad". "Useful contacts have been established with foreign governments who might have some further information in this regard. "Based upon credible information of undisclosed foreign bank accounts, fresh references for obtaining further information in more than 600 cases have been made to foreign jurisdictions, under available treaties/agreements.

The same are being pursued," as per a finance ministry statement.

Allow a Rich Person to Explain How Awesome Rich People Are

Business Insider, a well-funded news site about airplanes, trolls its own audience with relative regularity. A piece published last week, however, takes the form to bold new heights.

Business Insider Wonders: Are Women Too Lazy to Succeed at Goldman Sachs?

You may remember Business Insider Editor-in-Chief Henry Blodget from the time he cut-and-pasted an…

Steve Siebold is a self-described self-made multi-millionaire who has written books with titles like 77 Mental Toughness Secrets of the World Class and How Rich People Think. In a listicle entitled "What the Middle Class Doesn't Understand About Rich People," he explains what the middle class doesn't understand about rich people: that they are better, and braver, and harder-working than everyone else. Interesting take—let's dig in.

1. The wealthy are comfortable being uncomfortable.

The poor and the middle-class have been devastated by their own pernicious need for comfort. Why else would they all be on welfare? The great ones—the great ones!—see things differently:

The wealthy, on the other hand, learn early on that becoming a millionaire isn't easy, and the need for comfort can be devastating. They learn to be comfortable while operating in a state of ongoing uncertainty. The great ones know there's a price to pay for getting rich, but if they have the mental toughness to endure temporary pain, they can reap the harvest of abundant wealth.

2. The wealthy dream about the future.

Monetization begins when you stop reminiscing and start remi-now-scing. Poor people are all like, "Remember the old timey days?", but rich people are like, "Let's innovate, baby."

Most of us grew up listening to stories of the good old days, when the world was a kinder, gentler place. The music was better, athletes were tougher, and business people were honest. This tradition of the masses is handed down from generation to generation while its purveyors have no idea how insidious and destructive it is. People who believe their best days are behind them rarely get rich, and they often struggle with happiness and depression.

The wealthy are future-oriented and optimistic about what lies ahead. They appreciate and learn from the past while living in the present and dreaming of the future.

3. The wealthy are more confident.

Believe in yourself. Wealth is a mindset. Think money, have money. Want what you have, and have what you want. Not arrogance: self-assuredness. You're cool, man, 'cause you're a cool man. And rich. Rich and cool. You couldn't even stop it if you wanted to. Surfs up!

The wealthy have an elevated and fearless consciousness that keeps them moving toward what they want, as opposed to moving away from what they don't want. This often doubles or triples their net worth quickly because of the new efficiency in their thinking. Eventually they begin to believe they can accomplish anything, and this becomes a self-fulfilling prophecy. As they move from success to success, they create a psychological tidal wave of momentum that gets stronger every day, catapulting their confidence to a level so high it is often interpreted as arrogance.

4. The wealthy believe money is about freedom.

Wealthy people are wealthy because they understand that money isn't actually about paying rent, or buying food, or sending your kids to school. It's about freedom.

Rich people can afford to stand up and fight oppression. They can afford to buy their way out of unhealthy work environments, bad bosses, and other unpleasant situations. They have the means to enlist the best doctors when they get sick, and they are able to make themselves as comfortable as possible when they can't get well. When they want to raise money for business, politics, or charity, a few phone calls to their rich friends is all it takes. If they need more money, they throw a party or host an auction and charge $1,000 a ticket. The examples of how much money buys freedom are endless.

This is true, of course. When you're poor, you're beholden to many more forces beyond your control than you are when you're rich. But it isn't so much an illustration of the rich man's capacity for thinkfluencing himself out of any shitty situation as it is a reminder of the awfulness of income inequality. Why you gotta rub it in, Steve?

And finally,

5. The wealthy carefully monitor their associations.

Like attracts like, yet the wealthy are often criticized for having a closed inner circle that is almost impossible to break into unless you are rich. Successful people generally agree that consciousness is contagious, and that exposure to people who are more successful has the potential to expand your thinking and catapult your income. We become like the people we associate with, and that's why winners are attracted to winners.

Don't hate rich people for not associating with the filthy likes of you. Keeping you at arms length is just good business.